Our Terms

a. Eligibility You must be at least 18 years old to use our services. By using our services, you represent and warrant that you meet this age requirement.

b. Account Responsibilities

When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account. You agree to accept responsibility for all activities that occur under your account.

c. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Using the services for any unlawful purpose or in violation of any local, state, national, or international law.
• Interfering with or disrupting the services or servers or networks connected to the services.
• Using any automated system, including but not limited to robots, spiders, or offline readers, to access the services.
• Transmitting spam, chain letters, or other unsolicited emails.

2. Intellectual Property

a. Ownership

The content, features, and functionality of the services, including but not limited to text, graphics, logos, and images, are owned by Medicare’s Info or its licensors and are protected by intellectual property laws.

b. Limited License

We grant you a limited, non-exclusive, non-transferable, and revocable license to use our services for your personal, non-commercial use. You may not copy, modify, distribute, sell, or lease any part of our services without our prior written consent.

3. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including but not limited to your breach of these Terms and Conditions. Upon termination, your right to use the services will immediately cease.

4. Limitation of Liability

To the maximum extent permitted by applicable law, in no event shall Medicare’s Info, its affiliates, directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your use or inability to use the services; (ii) any unauthorized access to or use of our servers and/or any personal information stored therein; (iii) any interruption or cessation of transmission to or from the services; (iv) any bugs, viruses, trojan horses, or the like that may be transmitted to or through our services by any third party; (v) any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the services; and/or (vi) the defamatory, offensive, or illegal conduct of any third party. In no event shall Medicare’s Info total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the services.

5. Indemnification

You agree to defend, indemnify, and hold harmless Medicare’s Info, its affiliates, licensors, and service providers,

from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys’ fees, arising out of or related to:

• Your use of the services,
• Your violation of these Terms and Conditions,
• Any content you submit, post, or transmit through the services,
• Your infringement of any intellectual property or other rights of a third party.

6. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the state in which Medicare’s Info operates, without regard to its conflict of law principles. Any disputes arising under or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts located in that state.

7. Dispute Resolution

a. Informal Resolution

Before initiating any formal legal action, you agree to attempt to resolve any disputes or claims through informal means by contacting us.

b. Arbitration

If informal resolution does not resolve the dispute, any claims or disputes that cannot be resolved informally will be resolved by binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in the state in which Medicare’s Info operates, and the decision of the arbitrator(s) will be final and binding.

8. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective when posted on our website. Your continued use of our services after such modifications constitutes your acceptance of the new Terms and Conditions. We encourage you to review these Terms periodically.

9. Contact Information

Medicares Info is Owned and Operated by Hardmines Communication LLC

If you have any questions or concerns about our privacy policy or our practices, please feel free to contact us at info@medicaresinfo.com or call us at +1 (865) 404-2114. We are committed to addressing your inquiries and ensuring your privacy. 

10. Miscellaneous

a. Severability If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

b. Waiver

The failure of Medicare’s Info to enforce any right or provision of these Terms and Conditions will not constitute a waiver of such right or provision.

c. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Medicare’s Info regarding the use of our services and supersede any prior agreements between you and us.

Last Updated: Nov 1, 2024.